
A car accident can happen in a split second, but the consequences for injured victims and their families can last a lifetime. Many car accidents are entirely avoidable, but drivers acting negligently or recklessly behind the wheel often put themselves and others on the road at serious risk of injury.
If you have been injured or lost a loved one in a Winter Haven car accident, our team is here to help you recover compensation for your injuries or your loss.
We proudly stand by injured victims and their families when another party’s negligence causes them harm in a Winter Haven car accident.
Thousands of car accidents happen across the country every day, although Florida consistently ranks in the top five states for car accidents every year. In Polk County alone, there were 13,631 crashes, causing 157 deaths and another 10,088 injuries in 2023, according to the Florida Highway Safety and Motor Vehicles (FHSMV), an increase from the year before. Some of the most common types of car accidents in Winter Haven and throughout the state of Florida include:
Every car accident is different, and victims often suffer varying degrees of injury depending on the severity of the impact and the circumstances surrounding the collision. The type of car accident that you are involved in and the severity of your injuries will often play a major role in determining your compensation.
Regardless of the type of accident that you were involved in, you do not deserve to pay costly medical bills and struggle financially because of another party’s negligence. At Kemp Injury Law, we are here to make sure that injured victims are protected and treated fairly after a Winter Haven car accident.
There are an innumerable amount of factors that could contribute to a Winter Haven car accident. Every day statewide, there are hundreds of car accidents, each with their own unique set of circumstances. Even a seemingly minor car accident can result in rather serious injuries for all parties involved. Some of the most common causes that our team sees for car accidents throughout Winter Haven and the state of Florida include:
These are just a few examples of the reckless and dangerous behaviors that negligent drivers may participate in during a Winter Haven car accident. There are hundreds of different factors that could contribute to a car accident, though these behaviors commonly lead to accidents.
Regardless of the cause of your accident, we believe that you should never have to suffer because of another driver or party’s negligence. If another driver was engaging in any of these reckless behaviors behind the wheel, you may be entitled to compensation for your injuries. Our team works closely with our Winter Haven clients to identify a responsible party and seek the maximum compensation for our clients after an accident.

Victims may suffer a wide range of injuries after being involved in a Winter Haven car accident, from small scratches and sprains to serious, life-threatening injuries. Even a minor accident can result in pretty significant trauma. You may experience varying degrees of injury depending on the severity of your accident and the circumstances surrounding it. In Winter Haven, some of the most common injuries that car accident victims typically experience include:
While the physical injuries from a car accident can be devastating and life-altering, the emotional turmoil that these accidents cause cannot be overlooked. Many victims involved in serious car accidents experience significant feelings of loss, anxiety, depression, and post-traumatic stress disorder (PTSD), often leaving them fearful of returning to the road or driving again in the future.
At Kemp Injury Law, we are here to help victims in Winter Haven recover compensation for not only their physical injuries, but their emotional and psychological trauma as well. We understand the impact that an injury can have on victims and their families and we take great pride in helping our clients recover the compensation they need to move forward. We also help victims who have lost a family member in Winter Haven car accidents pursue wrongful death claims to seek justice on their loved one’s behalf.
The state of Florida is one of many states that has a “no-fault” insurance law. Florida’s law requires every driver to carry a minimum amount of Personal Injury Protection (PIP) insurance coverage. When a collision occurs, an injured victim’s own PIP coverage will cover medical expenses of up to $10,000, thereby alleviating the need to prove negligence, or fault, on the part of anyone.
Unfortunately, the compensation available through PIP coverage is limited and is not available to cover any damages associated with pain and suffering. Because of those limitations, Florida also allows an injured victim to leave the “no-fault” system and pursue a traditional personal injury lawsuit if the victim meets the “serious injury” threshold, which requires the victim to have suffered one of the following:
The team at Kemp Personal Injury Law is committed to ensuring that you are fully compensated to the extent allowable under the law. We will thoroughly evaluate your collision and your injuries to help you explore all of your legal options and effectively plan your next move.
Related: How Is Fault Determined in a Winter Haven Car Accident?
Our team proudly serves injured victims throughout Winter Haven and the great state of Florida. If you have been injured or have lost a loved one because of another driver’s negligent actions, our team is here to hold the liable party accountable for their actions and help you move forward.
You can depend on attorney Adam Kemp to use his previous experience as both a prosecuting attorney and an associate at one of the largest personal injury firms in America to advocate and litigate on your behalf. At Kemp Personal Injury Law, we are committed to seeking justice for injured victims in Winter Haven and establishing a personal relationship with each and every client. When a car accident has left you injured or suffering the loss of a loved one, you need the experience, resources, and dedication of attorney Adam Kemp and the team at Kemp Personal Injury Law.
An experienced car accident attorney can assist in countless ways, including:
If you have been injured in a Winter Haven car accident case, you may be entitled to both economic and non-economic damages. Our team fights to help you recover all losses after an accident, including:
While financial losses like medical bills and lost wages may be simpler to calculate, an experienced attorney like Adam Kemp will be able to help you recover fair compensation for the emotional and psychological trauma caused by your accident as well. We understand the impact of an accident extends beyond just the physical challenges and can greatly affect a victim’s emotional wellbeing and long-term happiness.
If you lost a spouse, parent, or child in a car accident, you may also be entitled to compensation in a Florida wrongful death lawsuit for things such as the loss of companionship, care, and support and the loss of future earnings. We also assist clients in Winter Have with other common personal injury cases, including:
At Kemp Injury Law, we offer our clients the personalized care and attention that larger firms are often unable to provide. We work closely with our Winter Haven clients to provide the best experience possible while seeking the maximum compensation possible. When it comes to Winter Haven car accidents, Kemp Injury Law is the personal injury law firm that you can trust.
If you have been hurt or lost a loved one in a Winter Haven car accident, you need the assistance of an experienced, qualified, and compassionate legal team like Kemp Injury Law. We take great pride in helping our clients recover compensation when another party’s negligence has caused them serious injury in a car accident.
For more information about how the team at Kemp Injury Law can help you seek justice and secure the maximum compensation, contact us today to schedule your free initial consultation. Connect with us online by filling out our convenient online form, or give us a call at (863) 694-0328. Come see why injured victims and their families trust Kemp Injury Law to handle their Winter Haven personal injury cases with care.

Florida uses a modified comparative fault system for negligence claims. In general, if you are found more than 50% at fault, you can be barred from recovering damages. If you are 50% or less at fault, your recovery is typically reduced by your percentage of fault. This makes early evidence collection (photos, witness info, crash report, vehicle data) especially important in disputes over who caused the crash.
Florida follows a no-fault insurance system, meaning that after a car accident, each driver’s personal injury protection (PIP) insurance covers their medical expenses, regardless of who was at fault. However, if your injuries are severe and exceed PIP coverage limits, you may be able to file a claim against the at-fault driver’s insurance for additional compensation. If the other driver was negligent—such as by speeding, distracted driving, or driving under the influence—you may be able to pursue damages through a personal injury lawsuit. Liability can also extend to vehicle manufacturers in cases involving defective parts or government agencies if poor road conditions contributed to the crash. A skilled attorney can review your case and determine the best legal course of action.
The statute of limitations for filing a personal injury lawsuit after a car accident in Florida is typically two years from the date of the accident. Certain circumstances, such as cases involving government vehicles, may have shorter deadlines and require additional legal procedures. If you fail to file within the required timeframe, you may lose your right to pursue compensation. Speaking with an attorney as soon as possible can help ensure that your claim is filed on time.
Multi-car crashes often involve shared liability among several drivers. Determining fault requires careful analysis of police reports, witness accounts, and crash reconstructions. Comparative negligence rules distribute damages based on each driver’s share of fault. Victims may file claims against multiple insurers to cover damages. These cases can become complex without skilled representation. An attorney ensures liability is fairly assigned and compensation maximized.
FlYes, accidents involving rental cars may bring additional legal issues. Liability may extend to the rental driver’s personal insurance, the rental company, or credit card coverage. Florida’s “Graves Amendment” limits rental company liability in many cases. Still, maintenance failures or improper rental practices could create company liability. Navigating multiple policies requires careful legal strategy. A lawyer helps identify all available coverage.
Yes, Florida law allows compensation if an accident worsens pre-existing conditions. The at-fault driver is still liable for the additional harm caused. Medical records before and after the crash are crucial in proving aggravation. Insurance companies often dispute these claims, saying injuries existed before. An attorney works with medical experts to show the true impact. This ensures fair compensation for the full extent of harm.
Accordion conA car accident attorney can assist by gathering evidence, negotiating with insurance companies, and representing you in court if necessary. They can determine fault, assess the full extent of your damages, and handle all legal paperwork to ensure your case is properly filed. Insurance companies often try to minimize payouts, but an experienced attorney can help fight for the compensation you deserve. If the other driver disputes liability, your attorney can present evidence such as police reports, witness testimony, and accident reconstruction analysis. If you’ve been injured in a car accident, don’t hesitate to reach out to us for expert legal guidance.